NOTICE: Due to an outage by our phone provider, our call center is unable to accept phone calls at this time. We are actively working to have this issue resolved within the next 24 hours. We apology for the inconvenience and look forward to assisting you as soon as possible.

The Spark News

Welcome to The Spark News. Here you'll find the latest news and information from ​​Ameritas.

Dental oversight: the Affordable Care Act

by Kyle Wilson, Account Executive | Dec 10, 2012

Some people may be surprised to learn that the Affordable Care Act requires insurers to cover dental care for children but not for adults. For adults, Medicare does offer minimal dental benefits, and many state Medicaid programs cover only emergency dental procedures.  In 22 states, Medicaid either offers no dental coverage at all or only does so in emergency situations.  Since studies have linked poor oral health to higher risk for heart disease and diabetes, public health advocates agree that better coverage is needed.1 The American Dental Association estimates that about 3 million children will gain benefits as a result of the Affordable Care Act, but there is no provision for dental services for adults. 2

Where can adults that don’t have dental insurance coverage turn?

At Security Life, we offer multiple one-life dental insurance plans tailored to meet the needs of adults as well as their dependent children.  The PrimeStar series of products has no enrollment fees and is available for purchase in 49 states. Want to learn more?  Visit our Personal Plans page to review plan options and to get an instant quote.

1 Washington Post WonkBlog,, November 16, 2012.
2 American Dental Association Report,, October 9, 2012.
Products not available in all states and are subject to individual state regulations.